Going to the doctor can be a bit stressful, even if the reason for your visit is as simple as an annual check-up. It’s easy to become flustered once you’re in an exam room, and the questions you may have had in mind to ask your doctor can quickly disappear.      You can make your next appointment a stress-free success with a bit of preparation. Try these tips:      Take notes: If you’re having specific

The Accredited Buyer’s Representative (ABR) designation is for real estate buyer’s agents. Who focus on working directly with buyer-clients at every stage of the home buying process. By earning the ABR designation. You gain access to valuable real estate education that improves your skills and knowledge of homebuyers, ongoing specials, programs, and updates that keep you informed about issues and trends facing homebuyers, and access to members-only publications. As well as marketing tools and resources.

The benefits of plants are numerous, but not everyone has the inclination to take on a complicated schedule of watering and fertilizing the household greenery. The good news is that there are many low-maintenance plants that actually seem to thrive on neglect. Here are just a few. Spider: The long, striped leaves of the spider plant look fantastic in hanging pots, and they’re easy to keep happy. They love to get lots of sunlight and

No matter how much we prepare in advance, chances are very good that plans will have to change along the way. Some people are adept at going with the flow when this happens, but for others, a sudden schedule change can be debilitating. There’s no magic solution that makes plans bullet- proof or changes easier to handle, but there are some things you can do to help your brain cope with the stress of change.

Nearly everyone has probably borrowed money from a family member at one time or another, but getting $20 to fill the gas tank is a far cry from asking for a loan to start a business or put a down payment on a house. Lending larger sums of money to a family member can be incredibly helpful to the borrower, but a defaulted loan has the potential to ruin relationships, so it’s wise to tread

Adding solar panels to your home’s roof can dramatically reduce your electricity bills, though the initial investment may be substantial. It’s important to do your research before diving in to make sure that investment will pay off sooner rather than later.   Look for incentive programs. There is a federal tax credit for homeowners who install a solar photovoltaic (solar) system before December 31, 2023. It’s a 26% tax credit if you install before December 31,

Having a child is nothing short of life-changing and adding a second kid into the mix is a completely different kind of challenge—both for you and for your older children. Here are a few tips to help your littles adjust to the idea of a new baby sibling. Explain that the family is growing, using age-appropriate language. There are lots of kids’ books that can help with this. Talk about what the baby will be