Real estate tips, trends and insights for home buyers and sellers

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There Are NO General Rules Of Thumb About Financing Your Home.

Each case is different, and your personal financial circumstances will have an impact on how much home you can afford. However, you MUST understand the relationship and impact interest rates, term of loan, points, and type of loan can have on your overall financial picture. Let’s start with the “amount financed” first. Many people often pay cash or put 20% or more down as equity. The reasons they do this are: “The bank required us

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One of our all time favorite stories!

“We are the creative force of our life, and through our own decisions rather than our conditions, if we carefully learn to do certain things, we can accomplish those goals.” — Stephen Covey One of our all time favorite stories! The Warriors Destiny “A great Japanese warrior named Nobunaga was going to war with a fierce enemy with only one-tenth the number of men the opposition commanded. He knew that he could win the fight with a

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5 Signs You May Not Be Taking Care Of Yourself

  Juggling the needs of work, family, and home often makes us forget the most important needs—our own. Rather than being selfish, self-care is critical. Without it, everything we’re juggling comes crashing down.   If you’re not taking adequate care of yourself, your body will let you know. You just have to be paying attention to what it says! Here are a few signals your body can send that indicate it’s time to recharge your

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Mr.Cali Tips.

“You can quit on the day you love what you do, but you can’t quit on the day you don’t want to do it anymore.” Never forget this quote because in life and Real estate there will be several bad days. This is normal it’s called life and being a person, your habits create your routines and get you through these days.

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“What you do makes a difference, and you have to decide what kind of difference you want to make.” – Jane Goodall

There’s a fable in the book “Built To Last” by Jim Collins and Jerry Porras that I want to share with you. When I first read it, it reminded me of the journey I had in receiving one of my black belts. I was in college and I chose to take Shotokan Karate as one of my electives. I didn’t expect the class to be taught by Hiroyasu Fujishima Sensei, 8th Dan SKIF(Shotokan Karate-do International Federation). He

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WHAT EXACTLY IS AN ESCROW?

An escrow is a neutral, independent “stakeholder” account and is the vehicle by which the interests of all parties to the transaction are protected. The escrow is a depository for all monies, instructions and documents necessary for the sale purchase or refinances of real property, including the funds for the down payment and closing costs, the deed from the seller and the lender’s funds and documents for the new loan the escrow officer  takes instructions

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5 FACTORS THAT AFFECT THE SALE OF YOUR HOME

The Sale Of The Home 1. LOCATION – Cannot Control 2. CONDITION 3. PRICE 4. TERMS 5. THE REALTOR You control Condition, Price, Terms, and the Realtor. The Realtor can dramatically affect Condition, Price, and Terms. Location: You have no control over the location of your home, but its location helps determine value. Condition: You control this. Your home’s condition is vital to a sale. A clean, well maintained home enjoys a competitive edge over

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AVOID THE TOP 10 LARGEST SELLING MISTAKES

1. PRICING TOO HIGH: It is no secret, price is everything. Overpricing does more to discourage buyers than any other single factor. When you over price, you put your home in competition with homes that may be newer, larger or have more amenities than yours. You help your competition sell their home. This leads to long days on the market and costs you, the seller, money in the long run. Make sure you get your pricing

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OUR MISSION

To help you Prepare, Market and negotiate for the most favorable terms. Californias most exclusive Real Estate Information network, giving the people of California the freedom to move on their terms through giving instant access to: 1. Your instant home value. 2. Connect you with The top 3% real estate agents in your city which buy and sell homes on average 75% faster than their competitors. Mr. Cali compares real estate agents in all 482

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Six Problems Your Home May Have That Can Instantly Turn Buyers Off

Potential buyers are much more likely to return to a home that impresses them at first glance, while homes that appear disorderly or poorly maintained seldom sustain buyer interest. 1. Home Odors. Because homeowners become desensitized to the odors in their homes, they rarely realize how obvious odors can be to visitors. This is particularly true of pet owners and smokers. 2. Carpet and Flooring. One of the most visible areas of your home is

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12 Questions You Should Ask Before You Hire a Real Estate Agent

Hiring the wrong person to help you with a large financial transaction can cost you thousands of dollars and cause you nothing but stress. Whether you are selling or buying a home, start by asking friends, neighbors, relatives and business associates for recommendations, and then select at least three individuals to interview. Here are 12 insightful questions you should ask when you have your face-to-face interview: 1. How long have you been practicing real estate,

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8 Secrets For Saving Thousands When Buying Your Next Home

If you’re like most people, the decision to buy a home involves a number of stresses and strains. And even experienced homebuyers make costly mistakes that can easily be avoided. That’s why I’ve identified the 8 best “secrets” to find the right home at the right price, and get the right financing: Secret #1: Understand What You NEED Analyze your basic needs before you even start looking so you don’t buy the wrong home: 1.

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Small Steps To A Healthier Heart

Researchers at Harvard say that small health improvements are an important part of heart disease prevention. Small steps, they say, are the key to succeeding at improving heart health. Improve your heart health with these tips: Use those muscles. Lifting small objects, like a bag of pet food, is a great way to tone arm muscles. Incremental movements build strength and may motivate you to later join a gym and increase the weights you’re able

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How To Be More Productive

We all know there are certain timewasters in our everyday lives, like social media. But besides avoiding those, what about real actionable tips that can help you achieve more in less time? Here’s a 5-step plan to be more productive: 1. Engage in a morning routine. Many successful leaders have a morning routine that helps focus their mind for the day, calm racing thoughts, and energize their body for the day ahead. You too can achieve

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“Insider Tips For Healthy, Wealthy & Happy Living…”

Insider tips with Mr. Cali Saving money in today’s economy and uncertain times is particularly important. In today’s Service For Life!  Free consumer newsletter, you’ll learn tips to save money on car maintenance you probably don’t need, as well as how to get the best deal when trading in electronic devices. You’ll also learn how to care for a friend in need, what to watch for when it comes to lead paint in homes –

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Mr. Cali is the premier independent authority in training and designation for real estate agents working in the residential real estate market. The Mr. Cali Local Agent City Designation™ is recognized around the globe as the exclusive platinum standard in local listing agent designations.

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